Smart Incentives Planning

Here's a best-practice approach to help you as a homeowner navigate and leverage all the available resources (federal, provincial, utility-based, municipal,  and financial) for a smart, affordable home energy optimization plan:

Think of each incentive or financial tool as a lever. The goal is to pull the levers that give you the maximum energy impact at the lowest financial strain, while preserving your flexibility, liquidity, and long-term comfort.

Using the logic below, you’ll define:

• Which upgrades you’re doing (based on impact + urgency)

• How much you’re comfortable borrowing or spending now

• Which rebates you’ll pursue based on stackability and value

• When and how you phase upgrades in over time (to avoid cash flow shocks)

• Whether you prefer to simplify (e.g., only use HER+ and ignore small utility discounts) or maximize all tools

Smart Incentives